Mission: To provide accessible, responsible, and growth-oriented capital to Nigerian small and medium enterprises, bridging the funding gap for the backbone of the economy.
Vision: To become Nigeria’s most trusted and operationally excellent SME lending institution.
BV Capital is backed by a robust consortium of investors and led by a management team with decades of combined experience in institutional banking, microfinance, compliance, and financial technology. We understand the informal and dynamic nature of Nigerian SME data, allowing us to accurately assess risk where traditional banks cannot.
In an evolving financial landscape, BV Capital stands apart by making regulatory compliance our foundational pillar. We do not cut corners. We believe that compliant businesses deserve a predictable regulatory environment, and consumers are entitled to absolute protection under the law.
FCCPC Digital Lending Compliance
Fully Registered: BV Capital operates to comply in full with the Digital, Electronic, Online and Non-Traditional Consumer Lending Regulations 2025 (DEON).
Ethical Debt Recovery: We strictly enforce a zero-tolerance policy for harassment, cyberbullying, or unauthorized third-party contact. Our consumer protection protocols align entirely with the FCCPC mandate to promote fairness, transparency, and accountability.
NDPA Data Privacy & Security
Lawful Processing: Compliant with the Nigeria Data Protection Act (NDPA), we ensure all data processing is lawful, fair, and transparent.
Dedicated Oversight: We have a responsible Data Protection Officer (DPO) to monitor compliance with the NDPA across all activities.
Unambiguous Consent: Your financial data is yours. We guarantee that consent for data collection is freely given, specific, and informed—we never use pre-ticked boxes or assume consent from silence.
Enterprise Security: We deploy robust security measures, including data encryption and strict access controls, to protect your personal and financial information against unauthorized access. In the highly unlikely event of a security incident, our protocols ensure the NDPC is notified within the mandated 72-hour window.