Target: Established SMEs requiring significant capital injections to scale operations, bridge supply chain gaps, or fulfill contracts.
Key Features:
Flexible tenors (up to 9 months).
Competitive flat monthly interest rates.
Rigorous but fair cash-flow-based underwriting (DSCR evaluation).
Requirements: Minimum of 6 months bank statements, KYC documentation, physical business verification, standard guarantor requirements, and direct debit mandate for repayments.
Target: Emerging micro-enterprises and sole proprietors needing quick liquidity.
Key Features:
Shorter tenors designed for rapid turnover businesses.
Streamlined approval for repeat, high-performing borrowers.
Requirements: Verified identity, proof of business operations, basic cash flow history, and direct debit mandate for repayment.
Submit Documentation: Send your application and KYC details to our origination team.
Credit Appraisal: Our credit risk experts analyze your cash flow and capacity to repay.
Approval & Disbursement: Upon Credit Committee approval and execution of the Offer Letter, funds are disbursed seamlessly to your corporate account.